Queensland · Postcode 4209

Upper Coomera, QLD 4209: property investment analysis

Upper Coomera shares postcode 4209 with Pimpama and Coomera on the Gold Coast's northern fringe. The combined postcode reads SEIFA decile 6, 66th percentile within Queensland, which is a mid-band signal rather than a clear advantage or disadvantage reading.

Upper Coomera, QLD 4209 property investment analysis
6 / 10
SEIFA decile (IRSAD)
National relative advantage
66th
State percentile
vs all Queensland postcodes
986
IRSAD score
National mean = 1000
Mid-band
Relative band
ABS 2021 Census release
SEIFA position
Where Upper Coomera sits nationally
Decile 6
1 disadvantaged 5 median 10 advantaged

ABS 2021 IRSAD release. Score 986 (national mean = 1000).

Reading the signal

What the SEIFA reading means for Upper Coomera

Because Upper Coomera shares 4209 with Pimpama and Coomera, the SEIFA decile is a portfolio average rather than a street-level measurement. The 986 IRSAD score sits just below the national mean of 1000, and the 66th state percentile inside Queensland reflects a postcode that has caught the spillover from the Gold Coast's growth corridor without yet matching the established advantage profile of the inner coastal suburbs. PropertyRanker treats SEIFA as a primary signal for economic_strength, hazard_risk, and entry_point_risk, so a decile 6 means a listing in Upper Coomera starts the score in mid-band territory on those three criteria. What separates Upper Coomera from the rest of 4209 in practice is the stock mix. The suburb leans more heavily on family-sized detached homes and master-planned estates than the Coomera town-centre area. A Balanced or Growth strategy tends to fit that stock profile, since the gross yield in 4209 typically does not reach the 6% anchor used for the Yield strategy. The macro reading is supportive without being a tailwind. The rest depends on the specific block, the specific build, and the proximity to schools and the M1.

Recent market signal

What the data is doing right now in Upper Coomera

Upper Coomera's house market is recording strong momentum, with the median house price reaching $1,100,000 as of June 2026, representing 17.65% growth over the prior 12 months, according to Cotality data published via madd.com.au and yourinvestmentpropertymag.com.au. There were 386 house sales in the 12 months to June 2026, homes are selling in a median of 13 days, and the average vendor discount sits at -3.8%, all pointing to sustained buyer demand. The suburb has more than doubled in median price since September 2021 ($586K), reflecting a compound growth trajectory consistent across multiple data sources.

Median price trend
4-point price path for Upper Coomera
2021 2024 2025 2026 $586k $1,100k

Anchor points pulled per refresh from publicly available suburb profiles. Approximate; not a moving average.

Market temperature
Buyer pressure right now in Upper Coomera
Warming
Cold Cool Steady Warming Hot
Vacancy
not assessed
Days on market
shortening
Vendor discount
narrowing

With a median days-on-market of just 13 days and a vendor discount of only -3.8% alongside 17.65% annual price growth, two of three directional signals point to a tightening market, placing Upper Coomera in the warming band.

Sources: Upper Coomera QLD 4209 Suburb Profile & House Prices (2026-09-22); Upper Coomera, QLD 4209: Suburb Profile & Property Report (2026-09-01); UPPER COOMERA QLD, AU SUBURB PROFILE - Smart Property Investment (2024-11-01); Upper Coomera Property Market and Trends (2026-07-22) · Refreshed 8 Oct 2026

How PropertyRanker scores

How a listing in Upper Coomera would be scored

PropertyRanker scores any Australian property against 12 criteria across three pillars: Growth, Cashflow, and Risk. SEIFA is a primary signal for economic strength and a supporting one for entry-price risk. It also informs the crime side of hazard risk, though physical overlays like flood, bushfire and coastal exposure, and recorded crime data where available, take priority there. The decile of 6 shown above gives a listing in Upper Coomera a stronger starting line on economic strength than the national median postcode, and a softer one on entry-price risk, since more advantaged postcodes usually carry higher entry prices.

On top of that, PropertyRanker chooses one of four strategies (Balanced, Growth, Yield, Regional) and applies a per-strategy yield anchor. The anchors are 3.5% for Growth, 5% for Balanced, 6% for Yield, and 7% for Regional. A postcode at this level of relative advantage tends to suit the Growth (3.5% anchor) and Balanced (5% anchor) strategies more readily than Yield (6%) or Regional (7%), because a higher entry price compresses the gross yield a listing can reach without a specific value-add.

Read the scoring guide for the full criteria list and how the verdict thresholds work.

Comparable postcodes

Nearby suburbs worth comparing

SEIFA is a postcode-level read. The fastest sanity check on any single decile reading is to compare it against the suburbs that surround it.

What this page cannot tell you

What an investor should still verify in Upper Coomera

A SEIFA decile cannot distinguish between Upper Coomera's older detached pockets and the newer estate releases on the western edge. It also cannot tell you about school catchment changes, the staging of the Coomera connector road, body corporate health for any townhouse or duplex purchase, or how a specific estate handled flooding and stormwater during heavy summer events. Those signals come from the listing, the title search, and the contract review, not from a postcode-level reading. Score the listing in PropertyRanker for a verdict that takes those into account.

Questions investors ask

Upper Coomera property investment: common questions

Does Upper Coomera's SEIFA reading suggest it suits property investment?

The SEIFA IRSAD decile 6 and 66th state percentile place Upper Coomera in mid-band territory, which PropertyRanker treats as a neutral rather than a strong signal across its economic_strength, hazard_risk, and entry_point_risk criteria. The 986 raw score sits just below the national mean of 1000, reflecting a postcode that has absorbed spillover from the Gold Coast's northern growth corridor without yet matching the socioeconomic profile of the established coastal suburbs. The data does not argue against investment here; it argues for scrutiny of the specific listing rather than relying on suburb-level momentum alone.

Which PropertyRanker strategy fits Upper Coomera best, and why?

The analysis points toward a Balanced or Capital Growth strategy for Upper Coomera, given that the suburb's stock leans heavily on family-sized detached homes and master-planned estates. Gross yields in postcode 4209 typically do not reach the 6 percent anchor used for the High Yield strategy, so chasing yield here is likely to require accepting trade-offs in asset quality or location within the postcode. Score the specific listing on PropertyRanker to see whether an individual property crosses the yield threshold before ruling any strategy in or out.

What are the main investment risks a buyer should verify for Upper Coomera?

Because Upper Coomera shares postcode 4209 with Pimpama and Coomera, the SEIFA decile is a portfolio average across all three suburbs and can mask street-level variation in tenant demand and asset quality. Upper Coomera appears in Gold Coast City Council flood overlay analysis as one of the suburbs with a lower general flood risk compared to coastal and riverside areas; however, flood exposure is highly site-specific, and the Council's own mapping tool should be checked at the individual property level before drawing conclusions. Infrastructure keeping pace with population growth, as well as proximity to the M1 and Coomera train station, can vary materially between estates, so those factors warrant verification for any specific block.

How does PropertyRanker use SEIFA to score a listing in Upper Coomera?

PropertyRanker applies SEIFA as a primary signal for three of its twelve scoring criteria: economic_strength, hazard_risk, and entry_point_risk. A decile 6 reading means a listing here starts those three criteria in mid-band, neither penalised nor rewarded heavily relative to the national average. The remaining nine criteria are driven by listing-level data, so two properties on different streets in Upper Coomera can end up with materially different overall scores depending on factors such as build quality, block size, and proximity to infrastructure like the Coomera train station and the M1.

Does the shared postcode with Pimpama and Coomera affect how Upper Coomera is scored?

Yes, and it is an important caveat. The SEIFA decile 6 figure is calculated at the postcode level across 4209 as a whole, meaning it blends Upper Coomera's established master-planned estates with the faster-growing, newer areas of Pimpama and the Coomera town-centre precinct. Upper Coomera's stock mix of larger detached homes tends to attract a different tenant and owner-occupier profile than parts of the postcode closer to Westfield Coomera, so the portfolio-average SEIFA reading should be treated as a starting point rather than a precise suburb descriptor. Running a listing-level score on PropertyRanker is the way to separate the signal that applies to a specific property from the noise of the broader postcode average.

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